Mortgage Advice 2022

 640 Credit Score: Is it Good or Bad?    Experian https://www.experian.com › ask-experian › score-basics Your score falls within the range of scores, from 580 to 669, considered Fair. A 640 FICO® Score is below the average credit score. People also ask How good is a credit score of 640? Your score falls within the range of scores, from 580 to 669, considered Fair. A 640 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications. 640 Credit Score: Is it Good or Bad?  - Experian https://www.experian.com › ask-experian › score-basics Search for: How good is a credit score of 640? What can I get approved for with a 640 credit score? You can qualify for most mortgage loans with a 640 credit score. But a 640 credit score alone won't guarantee your loan approval. You'll also have to follow your lender's income, debt, and down payment rules. And, with a higher credit